I wrote this to a friend, and I thought it was insightful, so I thought I'd share....
As my parents told me, and it's true...if you wait to do something just because you think you can't afford it, you'll never do it. I laugh, as an example, when my female friends are contemplating having kids, thinking they couldn't handle the expense. Um...yeah. I do genealogy work. I've seen past families, making diddly squat with 300-500 square feet houses, raise 11-15 children from the records I've found, and they all turned out perfectly fine. I love it (I'm being sarcastic) when these middle class families try and say they are waiting to have a kid, or single people who say they're waiting to get married "until they can afford it." ROTFL. Noone can EVER afford it. You just do it and deal with it. That's life. Preventing life will just make you an old bitter person with no life experience because you waited too long and then something just "didn't happen." That's the way I look at it. Also, sometimes you just have to make a choice. What do you want more? Each other, or "stuff"? What do you want more? Kids, or "stuff"? No amount of stuff will keep you laughing non-stop, warm at night, and feeling loved. No amount of stuff will give you the joy of watching what you created bloom into a beautiful person. So...it's something to think about. For those who have put off their lives because of potential costs, don't.